California is where dreams come true. Whether you move out to become an actor or a prominent business man or woman, people move to California for the promise and hope of becoming a success. While there is nothing wrong with having big hopes and dreams for yourself, it is time to take a break from the California dreamin’ and discuss how you are going to ensure that you are prepared for retirement.

Although you still may be young and just starting to establish your career, it is never too early to start planning for the years that come after. Whether you have a 401(k) or if you are putting money away on your own, you should start saving for retirement as early as possible. One valuable retirement planning option is an annuity investment.

What Are Annuities?
Very simply explained, an annuity is a financial product that is used to provide a steady stream of income for someone during their retirement years. It is a contract between you and your insurance provider. Initially, you will make a lump-sum payment or a series of payments and then, in return, your insurer will make payments to you at some point in the future. There are several different types of annuities and each one can be slightly tailored to fit your needs and expectations.

What Questions Should You Be Asking?
How do you know if an annuity is right for you? What are the best annuity rates? What are the differences between the different types of annuities? These are all questions you should be asking.

Who Do You Talk To?
At Annuity Genius, we specialize in annuities. We understand that these types of financial investments can be confusing and we want to help. Our team of professionals is here to help you make the most educated decision possible when it comes to planning for retirement. Whether you want a fixed annuity or a variable annuity, our expert guidance and annuity services will help you make the right decision.

It is never too late to start preparing for retirement. Contact us today to schedule your free consultation.