A major transportation hub and trade center, Oakland is yet another highly influential city in Northern California. Annuity Genius is proud to extend our financial services to such an ethnically diverse and dynamic city. At Annuity Genius we understand that annuities and planning for retirement can be confusing. Our team of specialists is here to help. We are dedicated to helping you make the best financial decisions and investments you possibly can.

What Are annuities?

Very simply explained, an annuity is a financial investment. It is a financial product that is used to provide a steady stream of income for someone during their retirement years. It is a contract between you and your insurance provider. Initially, you will make a lump-sum payment or a series of payments and then, in return, your insurer will make payments to you at some point in the future. There are several different types of annuities and each one can be slightly tailored to fit your needs and expectations.

How do you know if an annuity is right for you? What are the best annuity rates? What are the differences between the different types of annuities? These are all questions you should be asking if you are considering investing in an annuity.

At Annuity Genius, we specialize in annuities. We understand that these types of financial investments can be confusing and we want to help. Our team of professionals is here to help you make the most educated decision possible when it comes to planning for retirement. Whether you want a fixed index annuity or a variable annuity, our expert guidance and annuity services will help you make the right decision.

It is never too late to start preparing for retirement and for your future. Contact our team of annuity specialists today to schedule your free consultation and find out if an annuity is right for you.