What is a Hybrid Annuity?

A tax deferred fixed index annuity, also referred to as a hybrid annuity, is a fixed annuity that the interest rate is credited based on the performance of an underlying index it’s tied to. Hybrid annuities, in contributing to both fixed and variable options, allow the investment owner to obtain a guaranteed return, while at the same time participating in other types of investments that can offer additional growth of their funds. If the market is down, the investment will just have a 0% rate of return.  So these are very attractive to conservative investors seeking upside with 100% downside protection.

Benefits of Hybrid Annuities

  • guaranteed lifetime withdrawal
  • potential for growth
  • nursing home and/or home health features
  • spousal death coverage
  • less risk than variable annuities
  • Rider” benefits available

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Is an annuity the right investment for you? Please contact the experts and financial professionals at Annuity Genius and allow them to provide a free consultation and a speedy quote for you today! (877) 389-3346.