1. Optional Riders On Variable Annuities

    Investing in a variable annuity can provide you and your family with a secured income after you retire. When you invest your finances in a variable annuity you are counting on this income, so you’re likely curious as to what will happen if you make this investment and pass away. In a few of our blog posts we’ve touched on the necessity of having a death beneficiary when you sign your agreement…Read More

  2. Extra Withdrawals From Your Annuity

    401Ks and other forms of retirement savings penalize you for withdrawals. A great benefit of investing in annuities is that you determine when they payouts begin when you sign your contract. One of the most frequently asked questions that the experts at Annuity Genius receives is how the withdrawal process work and if there are any types of penalties that can happen from withdrawing too often. We …Read More

  3. What To Consider Before Purchasing A Variable Annuity

    Variable annuities are the highest selling annuity product. However, this doesn’t mean that every variable annuity product will be a good one. Knowing the difference, and what to look for as you invest in a variable annuity, can help you confidently make the right decision in your investment. The first step that any investment in annuity should begin with is by talking to an annuity expert and d…Read More

  4. Who Should You Purchase Your Annuity Through

    Signing an annuity contract can be stressful, intimidating, and downright overwhelming. You are trusting someone you’ve never met to do you right with your money so that you can successfully plan for your future finances. A question that you might frequent is who you should trust with your investment: a financial advisor or the insurance company. There are pros and cons to each of these options.…Read More

  5. The Advantages and Disadvantages of Variable Annuities

    If you keep up with our blogs, you have recently learned a little bit about variable annuities. We very briefly discussed what a variable annuity is, as well as some of the advantages to investing in a variable annuity. However, this isn’t always enough information to make an educated decision regarding whether or not a variable annuity is something in which you want to invest. Just as there are…Read More

  6. Annuity Genius Offers You A Guide To Retirement

    From variable annuities to fixed annuities, Annuity Genius prides itself on being able to consistently identify the most competitive consumer based products in the industry. Consumer based means; they are the best products for you and not necessarily for us as the agent. In other words, “We’ve done the work so that you don’t have to.” When you speak to us, you'll quickly learn what more th…Read More

  7. 3 Annuity Myths That Are Simply Not True

    When people start thinking about creating a lifetime income, especially those of you with a 401(k) plan, for example, you really start to appreciate when someone else promises to pay you their benefits. We like annuities because they serve their purpose: They’ll pay you, guaranteed down to the penny, a series of monthly payments no matter how long you live. Here at Annuity Genius, whether you'r…Read More

  8. Annuity Genius Busts 3 Myths Regarding Variable Annuities

    Have you ever bought something that you really weren’t sure what exactly you were getting into? Perhaps the person from whom you purchased it focused on the positives and possibly even minimized or avoided the disadvantages of the product. Maybe the product was complex but it sounded good at first blush. For many people, variable annuities fall into this category. Fortunately for you, this doesn…Read More

  9. Retirement Mistakes To Avoid

    Here at Annuity Genius, we know just about everything you could ever want to know about annuities. From variable annuities to fixed annuities, Annuity Genius prides itself on being able to consistently identify the most competitive consumer based products in the industry. Do you ever feel that just about everyone has a piece of advice about how to plan and save for the perfect retirement? The fa…Read More

  10. Breaking Down Variable Annuities

    In our most recent blog, Fixed Annuities and Their Benefits, we discussed the benefits of investing a fixed annuity. A fixed annuity, however, is not the only type of annuity that is available to you. Variable annuities are another annuity option to residents in Florida who are preparing for retirement. Variable annuities are much different from fixed annuities and they can get somewhat complicate…Read More